Credit Risk Officer - Riyadh, المملكة العربية السعودية - Lamaa

وصف

We're seeking a credit risk officer in LAMAA. You will be crucial in strengthening processes to mitigate a spectrum of risks, including credit, fraud, regulatory, operational, and compliance exposures.

Your responsibilities:

• Credit Risk Analysis and Process Reporting: Oversee the monitoring of credit worthiness and fraud trends and generate reports to help management make financial decisions.
• Reviewing financial statements and other data to assess the company's overall financial condition
• Reviewing loan applications, credit reports, and other documentation to determine whether to approve or deny loans.
• Analyzing industry trends to identify new opportunities for lending products
• Cross-Functional Collaboration: Work closely with different teams to develop and streamline fraud management and portfolio management.

Your expertise:

• Bachelor's degree or equivalent, backed by solid experience in risk management within a business environment, highlighting a strong emphasis on process enhancement and operational efficiency.
• Demonstrated experience in crafting and refining risk management procedures and frameworks.
• Excellent analytical and problem-solving skills, with a capacity for critical thinking and process optimization.
• Adept at multitasking and managing high-pressure situations, maintaining composure and focus to drive process improvements.
• exceptional leadership and communication skills, with the ability to foster a proactive learning environment.
• An innovative mindset with a penchant for identifying and implementing process advancements in risk management